Tim McLaughlin's Blog Posts

What Type Of Mortgage Is Right For Me

When our parents were buying their first home, there was one way to finance the purchase. You would walk down to the corner bank and asked for a 30 year mortgage. Today the average home owner moves

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Preparing Your Home For The Colder Months

Now that the warm summer months are behind us, it’s time to prepare for winter. Regardless of whether you expect to see sub-zero temperatures this season or you live in one of the warmer climates,

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4 Reasons To Sell This Fall

Traditional lore says that the best time to list your home for sale is spring and if it hasn’t sold by the end of summer, you’re out of luck. Along the same lines, homeowners across the country

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How To Know When Its Time For A New Roof

It’s easy to tell when you need to replace your carpet or repaint the walls; you see them every day and when they look old or dingy, it’s easy to notice. The wear and tear on your roof is a

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What Does Move In Ready Really Mean

If you’ve been searching for a new home no doubt you’ve seen the term, “move-in ready.” This description sounds very appealing, but understanding what it actually means is important so you

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Top 5 Ways To Make Your Offer Stand Out

If you’ve been looking for a new home, finding the right one is exciting. Now that it’s time to write the offer, however, you might be wondering what you can do to make sure the seller is

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The Number 1 Feature Home Buyers Want

Home sellers and listing agents across the country spend a great deal of time and energy trying to determine what home buyers want. They pour over magazines and read blogs to learn what is the #1

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Understanding Appraisals

Appraisals are one of the most confusing aspects of buying or selling real estate for the consumer. When a buyer and seller agree on a sales price, it can be frustrating to hear that the appraisal

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Tips For Selling Your Home In Summer

Summer has traditionally been the best time to sell a home. Not only do many families take advantage of moving when the kids are out of school, but in climates where winter weather is unpredictable

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Qualifying For A Loan

Qualifying for a Loan – What do I need to qualify? Before you start searching for your new home, the first step is to speak with a lender and determine your budget. This is being pre-qualified for

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Home Improvements With High ROI

Is your house a little dated? Do you want to make some improvements or upgrades but also want to make sure that you get the best bang for your buck if you decide to sell? Not all home improvements

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Negotiating For Top Dollar

Selling your home? Every seller wants to make sure they sell their home for the best possible sales price. Getting top dollar for your home is not as complicated as you might think. By using a

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Priority Tasks Before Moving In

You did it. You moved into a new home you love and now you’re dreamingof how you’re going to decorate it. But before getting into all of that, thereare still some other tasks that need to be at

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What To Repair In Your Home Before You List

A lot of money goes into buying a new house so it is understandable if a seller feels hesitant investing even more money to fix up their current house prior to selling. However, sellers may not

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The Internet Is Not An Agent

We live in the information age; the Internet offers advice on every topic and real estate is no exception. With more and more home buyers starting their home search online, they are bombarded with

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Your Tax Refund Is The Key To Homeownership

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This

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4 Reasons To Buy A Home In The Spring

Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest U.S. Home Price

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3 Reasons Why We Are NOT Heading Toward Another Housing Crash

With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble

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2019 Will Be A Great Year For Buyers AND Sellers

Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to

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If You Are Buying A Home This Year Here Is Your First Step

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers

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If You Are Excited About Buying A Home This Year Here Is What To Watch For

As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling

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How To Save Thousands Of Dollars In Interest On Your Mortgage

One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to

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What If I Wait A Year To Buy A Home

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter

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4 Reasons To Buy A Home This Winter

Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insight report revealed that home

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Buyers Do Not Be Surprised By Closing Costs

Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage?By law, a homebuyer will

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Wage Increases Make Home Buying More Affordable

Everyone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages.How much a

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PreApproval Your 1st Step In Buying A Home

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers

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Are Home Prices Softening Or Are They Falling

We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many

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Where Are Mortgage Interest Rates Headed In 2019

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are

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4 Reasons Why Fall Is A Great Time To Buy A Home

Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insights report reveals that home prices

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Home Sales Expected To Continue Increasing In 2019

Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting that home sales will increase nicely in 2019. Below is a chart depicting the projections of

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The Net Worth Of A Homeowner Is 44x Greater Than A Renter

Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data,

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The Number 1 Reason To Put Your House On The Market TODAY

The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that home sales declined 0.6% to a seasonally adjusted

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First Time Home Buyers Continue To Put Down Less Than 6 Percent

According to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017.Many

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You DO NOT Need 20 Down To Buy Your Home NOW

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify

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Days On The Market Drops To New Low In April

According to recently released data from the National Association of Realtors (NAR), the median number of days that a home spent on the market hit a new low of 26 days in

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